What squatters and holdover tenants have in common
The version that surprises owners most is the holdover tenant who is not a bad person and not obviously a problem. The lease ended, nothing was renewed, life carried on, and now the property cannot be sold on the open market because no document says who is entitled to be there.
That gap alone is enough to end a financed sale. It is not enough to end ours.
Making an offer on a Bay Shore house we cannot enter
We make offers on houses with squatters that nobody has been inside for a long time. That is normal work for us rather than an exception, and it is a large part of why owners in this position call a cash buyer first.
Give us the outside, the age of the property, whatever you knew about the condition before the occupancy began, and anything you have been told since. That is enough for a written number.
Why local knowledge changes the number
A four-bedroom on Gardiner Drive. A four-bedroom on Brentwood Road. A three-bedroom on Nugent Avenue. All of them in Bay Shore, all bought by us.
Bay Shore is roughly 29,244 people in Suffolk County, ZIP 11706, and the housing stock is mostly cape cod, colonial, victorian. Around Main Street and Bay Shore Marina, most of it is old enough that the mechanicals are on their second or third life. The Bay Shore stop pulls buyers who commute, which supports the good houses and does very little for the ones that need a roof. We know which of these streets take water, where the older systems fail first, and what the Bay Shore Union Free School District does to a resale price.
Listing a house with a holdover tenant still in it
A buyer with a mortgage has to hand their lender a property the lender could take possession of if it ever had to. A house with squatters in it is not that, so financed offers fall away as soon as the occupancy is disclosed.
We buy with our own funds. There is nobody behind us who needs the house empty, appraised from the inside, or documented to a standard the occupancy cannot meet.
What we bring to a squatter or holdover problem
We have bought Suffolk County houses at nearly every stage of an occupancy problem. Before anything was filed, in the middle of a case, and after an owner had spent a year on it and had enough.
What we can give you is a clear read on which parts of your situation are ordinary, what tends to happen next, and who to call. Proceedings in New York are slow and the timeline depends on the court, so nobody should be promising you a date. What we will say is that a difficult occupant has never been the reason we walked away from a seller.
How selling a house with squatters or holdover tenants in Bay Shore works
- 1
You tell us about the house
An address in 11706 and a rough idea of condition. Two minutes on the phone or the form. We do not need photographs, a clean house, or anything fixed first.
- 2
We walk through it once
A single visit by one person, normally under thirty minutes. With a cape cod or colonial built when most of Bay Shore was, the roof, heating and electric matter far more to us than the kitchen does.
- 3
We put a figure in writing
You have a written number within 24 hours, a single figure rather than a "somewhere around". Feel free to check it with a Suffolk County agent. When a house is ready to list as it is, listing can beat us, and we would rather you knew.
- 4
Closing happens on your date
If you need it done quickly, it can be. If probate, a tenant or a move means waiting, we wait. What you skip is the 77 to 92 days a Bay Shore listing usually spends on finding a buyer and then on that buyer's lender.
You do not have to see the case through yourself
If nothing has been filed yet, that is fine as well, and nothing needs filing before we buy. Whether starting something makes sense for you ahead of a sale is a question for a landlord-tenant attorney, and the answer turns on facts we would not want to guess at.
We will buy the house either way. The squatters or holdover tenants come with it.
What you do not pay when you sell a house with squatters or holdover tenants
Listing a house with squatters or holdover tenants the usual way brings each of these costs with it. Selling to us brings none of them.
- Agent commission
- $32,500 at 5% of the Bay Shore median none
- Seller closing costs
- About $13,000 on a $650,000 sale. We can cover these. none
- Repairs to make it listable
- Whatever it takes to make it listable, paid in advance none
- Cleanout and removal
- Paid per load, before a single buyer walks through none
- Carrying costs while it waits
- Taxes, insurance and utilities through the 77 to 92 days a listing takes to sell and close none
What the listed route realistically looks like
If the occupancy is close to resolving and the property is in decent shape, waiting and listing afterward may net you more. We will tell you when we think that is your situation.
The median house in Bay Shore sold for $650,000 and took about 32 days to go under contract, then another 45 to 60 days waiting on the buyer's mortgage. That is 77 to 92 days in total, for a house that was ready to show on day one. The case for selling to us is when the occupancy has no date on it, which with squatters and holdover tenants is usually the whole problem.
Common questions
Will you buy a Bay Shore house with squatters in it?
Yes. We buy houses with squatters in place and take the occupancy on after closing. Nobody asks you to remove anyone, fund anyone's departure, or finish a case first.
My tenant's lease ended and they will not leave. What now?
You have options and one of them is selling the house with the holdover tenants still in it. Proceedings in New York are slow and the timeline depends on the court, so knowing what the house is worth with the holdover tenants in place is useful information while you decide.
How long does it take to get somebody out?
Nobody should hand you a number. It depends on the court, on the specifics, and on things outside anyone's control. A landlord-tenant attorney who works in your county will give you the most realistic read available, and we can introduce you to one.
Do you need to get inside before making an offer?
We prefer it, and we work with what is possible. Not being able to get inside is one of the defining features of these situations, so we plan for it rather than treat it as a surprise.
Will the neighbors know the Bay Shore house is being sold?
Not from us. There is no sign, no listing and no photographs online. One visit and a private closing.